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Posts Tagged ‘Mediclaim’

Introduction of medicare in India

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In the mid-80 �? S most thea hospitals in India have been owned by the government and the treatment was free. With the advent of the Private Medical thea need for health care Insuranc was felt and various insurance Companies (New India Assurance, National Insurance Company, Oriental Insurance & United Insurance Company) introduced Mediclaim insurance as a product. According to insurance recent news report of Health continues to be the strongest growth with an annual growth rate of 55%. Health premium increased to Rs 3300 crores in 2006-2007. According to recent reports from various agencies of health sector has the potential to become a Rs. 25000-crore industry by 2010. On August 15, 2007 The Prime Minister has announced Rs 2000 Crores forums health insurance for poor citizens. We expect this amount will be partly in the form of grant, therefore, during calendar year 2008, we can expectations of health insurance to receive the bonus is in the range of Rs 10,000 crores.

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In 2001 with the entry of different private insurance companies now customers have the choice to buy this insurance from 14 insurers. The companies, which offer Mediclaim health insurance, are                           Apollo DKV Insurance Company Limited. Bajaj Allianz General Insurance Company LimitedCholamandalam MS General Insurance Company LimitedFuture Generali France Assurance Company LimitedHDFC General Insurance Company Ltd ICICI Lombard General Insurance Limited. IFFCO Tokio General Insurance Company LimitedNational Insurance Company LimitedNew India LimitedOriental Insurance Company, Insurance Company LimitedReliance General Insurance Company LimitedRoyal Sundram Alliance Insurance Company LimitedStar Health and Allied Insurance Company LimitedTATA AIG General Insurance Company Limited. (Overseas health insurance only) United India Insurance Company LimitedUniversal Sompo General Insurance Company is the only LimitedIndia COUNTRYERA where a policy of hospital insurance was sold asa Mediclaim insurance policies. The name itself gives a sense to the insured that the claim must be filed. If the policy of automobile insurance is not sold as insurance and car insurance household demand is not sold as policy advocacy household, so why it is designated as Mediclaim insurance ? And Mediclaim are two different names for the same product. The change has started to come, and now we have begun to call the insurance. ICICI Lombard has even appointed Health Insurance Policy. The call is also the insurance is a positive way to see this insurance. He also giving us a feeling that we as a society began to shift from curative medical care to preventive medical care.