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Know Your Car Insurance Companies

You may be wondering why should I know insurance companies for your car. A very good reason is that in the event of an accident, you are less likely to accept a false proof of insurance. How is this possible?

A few months ago, my car was hit while sitting at a stop sign waiting to turn left. The other driver coming from my right, cut the corner before realizing there was a car there. Needless to say it was a collision, but fortunately, she slowed to turn. When it came time to exchange insurance information, she handed me a letter on official stationery that has a number of automobile insurance policy. The heading says “drivetime”. I had heard of drivetime as a place where one could easily get a car loan. I have never disputed the validity of “proof” of insurance they gave me.

I learned later when I tried to file a claim for repairs with the insurance company other than the insurance only covers their drivetime car. There is comprehensive coverage that protects against loss drivetime. However, it is the buyer’s car to get liability insurance from another source.

So before you are stuck with evidence of “insurance” does not prove at all, look at the list below just to get an idea of these companies real full auto insurance. These are U.S. insurance companies with a strong regional presence and national.

* American National Insurance Company

* American Automobile Association

* AIG

* Allstate

* American Family Insurance

* Farmers and ranchers U.S. mutual

* Amica

* Auto-Owners Insurance

* California Casualty Insurance

* CapitalOne

* Trade Insurance Group

* COUNTRY Insurance & Financial Services

* CUNA Mutual Group

* Electric Insurance Company

* Esurance.

* Expatriate Insurance

* Farm Bureau Insurance

* Farmers Insurance

* Frankenmuth Mutual Insurance Company

* GAINSCO Auto Insurance

* GMAC Insurance

* Geico.

* The General Assembly

* Gideon

* Hanover Insurance

* The Hartford

* Hastings Mutual Insurance Company

* Haulers Insurance Company

* Infinity Auto Insurance Company

* Liberty Mutual

* Nationwide Insurance

* National Interstate

* Metropolitan Life Insurance Company

* Mutual of Enumclaw

* OneBeacon Insurance Group

* Pekin Insurance

* Pemco

* Progressive

* Safeco

* Safeway Insurance Group

* Standard Insurance Company

* State Auto Insurance Companies

* Shelter Insurance Companies

* Solid Insurance Group

* State Farm Mutual Automobile Insurance Company

* The St. Paul Travelers Companies, Inc.

* Trustgard Insurance

* Unitrin Direct Auto Insurance

* USAA.

* Wawanesa

* Westfield Insurance

Of course there are the insurance companies much more than that, but it’s a list of the most common. So if somebody gives you proof of insurance is not like a company name that you know, make sure you get all contact information, including the number of license … just in case.

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